A Guide to Using HSA or FSA Benefits

So! You want to use your HSA or FSA benefits at Mantis Massage and you’d like a little more info. Well, you’ve come to the right blog post.

If you have an HSA or FSA debit card and massage is already approved, then you can stop reading this and just use that card at checkout next time!

If you don’t know if massage is approved, ask! You can check in with HR or directly with your insurance provider to get all the dirt. They might have some requirements for you to get reimbursed, though. Insurance companies really like to be difficult, don’t they?

They might just want your receipt (which we will email to you via Square, our point of sale system) and more information on the session (which we will send to you in the form of the notes from your massage— we call those SOAP Notes in the biz— including your therapist’s license number and some fancy CPT codes to make things even more official looking).

Or, your provider might be even more difficult and skeptical of your alleged need to get a massage. They may require that you get a prescription or written recommendation from a doctor. Depending on how buddy-buddy you are with your doctor, you may want to flesh out your story. Use terms like “tension patterns,” “limited range of motion,” and “chronic pain” to make it clear you really do need a massage for Health Reasons. And then you’d still submit your receipt and probably need those massage notes too.

For the most part, your insurance will cover 1-2 massages per month. If you do end up getting a doctor’s note, though, they can recommend more if needed.

Unfortunately, your benefits usually won’t work for those seasonal discounted eGift Cards we sell or the discounted packages that are available year round. Your insurance company sees that and imagines seaweed wraps or something and not just a less expensive massage. Again, they like to be difficult even at their own expense.

This concludes our HSA/FSA benefits blog post. If you have any questions, you can reach out to us, your insurance provider, or Google!